PRINT PAGE        Time Deposit Rates (per annum)     : Regular Time Deposit (Peso) : TD Plus (Tax-Free) : Auto Renew BPI Multi- BPI BPI Currency Time Deposit BPI Family Bank (For accounts existing as of Australian Dollar (AUD) BPI Direct Savings Bank September 30, 2006) British Pound (GBP) BPI Family Savings Bank Canadian Dollar (CAD) : BFB Cash-A-Month   Euro (EUR) : US Dollar Time Deposit Japanese Yen (JPY) : Plan Ahead BPI/ BPI Family Bank Swiss Franc (CHF) BPI Family Savings Bank     Regular Time Deposit (Peso)   BPI For the Period: January 31 - February 6, 2012 Amount 35 Days 63 Days 91 Days 182 Days 364 Days  1K to less than 10K 1.500 1.750 1.750  10K to less than 50K 1.500 1.500 1.625 1.875 1.875  50K to less than 100K 1.750 1.750 1.750 2.000 2.000  100K to less than 500K 1.875 1.875 1.875 2.125 2.125  500K to less than 1 MM 2.000 2.000 2.000 2.250 2.250  1 MM to less than 5 MM 2.125 2.125 2.125 2.375 2.375  5 MM and up 2.250 2.250 2.250 2.500 2.500 BPI Family Savings Bank For the Period: January 31 - February 6, 2012 Amount 35 Days 63 Days 91 Days 182 Days 364 Days  1K to less than 10K 2.250 2.500 2.500  10K to less than 50K 2.250 2.250 2.375 2.625 2.625  50K to less than 100K 2.500 2.500 2.500 2.750 2.750  100K to less than 500K 2.625 2.625 2.625 2.875 2.875  500K to less than 1 MM 2.750 2.750 2.750 3.000 3.000  1 MM to less than 5 MM 2.875 2.875 2.875 3.125 3.125  5 MM and up 3.000 3.000 3.000 3.250 3.250 BPI Direct Savings Bank For the Period: January 31 - February 6, 2012 Peso TD 35 Days 63 Days 91 Days  1K to less than 10K --- --- 2.250  10K to less than 50K 2.250 2.250 2.375  50K to less than 100K 2.500 2.500 2.500  100K to less than 500K 2.625 2.625 2.625  500K to less than 1 MM 2.750 2.750 2.750  1 MM to less than 5 MM 2.875 2.875 2.875  5 MM and up 3.000 3.000 3.000 To apply for a BPI Direct Time deposit account, click here.   BFB Cash-A-Month For the Period: January 31 - February 6, 2012 Amount Rate  50K - < 200K 2.125%  200K - < 500K 2.250%  500K - < 1.0M 2.375%  1.0M - < 5.00M 2.500%  5.0M - up 2.625% Plan Ahead   BPI Family Savings Bank For the Period: January 31 - February 6, 2012 Amount Interest Payment Option Monthly End of Term   % %  100K - up 4.500% % TD Plus Tax-Free   BPI For the Period: February, 2012 Peso TD Quarterly Semi-Annual Annual  100k - < 200k 2.612% 2.780% 3.187%  200k - < 500k 2.862% 3.030% 3.437%  500k - < 1M 3.112% 3.280% 3.687%  1M - < 5M 3.362% 3.530% 3.937%  Over 5M 3.612% 3.780% 4.187% NOTE: BPI TD Plus Tax-Free interest rates are only for repricing purposes: a. Interest rates for the Quarterly Repricing Variant are for repricing of accounts existing as of September 30, 2006. b. Interest rates for the Semi-Annual and Annual Interest Repricing Variants are for repricing of accounts existing as of December 31, 2004. BPI Family Savings Bank Series A For the Period: February, 2012 Amount Quarterly Semi-Annual Annual  50k - < 200k 2.987% 3.155% 3.562%  200k - < 500k 3.237% 3.405% 3.812%  500k - < 1M 3.487% 3.655% 4.062%  1M - < 5M 3.737% 3.905% 4.312%   Over 5M 3.987% 4.155% 4.562% NOTE: Interest rates for the Quarterly and Annual Interest Repricing variants of BFB are for repricing of existing accounts only as of May 30, 2005 and December 31, 2004, respectively. Series B For the Period: February, 2012 Amount Quarterly  50k - < 100k 4.112%  100k - < 1M 4.612%  1M - up 4.737%   US Dollar Time Deposit Rates  BPI/BPI Family Savings Bank For the Period: January 31 - February 6, 2012 Amount 35 Days 63 Days 91 Days 182 Days 364 Days  1K to less than 50K 0.2500 0.2500 0.2500 0.2500 0.2500  50K to less than 100K 0.3750 0.3750 0.3750 0.3750 0.3750  100K and above 0.5000 0.5000 0.5000 0.5000 0.5000   Auto Renew BPI Multi-Currency Time Deposit* For the period: February, 2012   Australian Dollar (AUD)  Amount 35 Days 63 Days 91 Days 182 Days  1K to less than 10K 2.7500 2.8750 3.0000 3.1250  10K to less than 50k 2.8750 3.0000 3.1250 3.2500  50K to less than 100K 3.0000 3.1250 3.2500 3.3750  100K and above 3.1250 3.2500 3.3750 3.5000   British Pound (GBP)  Amount 35 Days 63 Days 91 Days 182 Days  1K to less than 10K 0.1250 0.2500 0.3750 0.5000  10K to less than 50k 0.2500 0.3750 0.5000 0.6250  50K to less than 100K 0.3750 0.5000 0.6250 0.7500  100K and above 0.5000 0.6250 0.7500 0.8750   Canadian Dollar (CAD)  Amount 35 Days 63 Days 91 Days 182 Days  1K to less than 10K 0.5000 0.6000 0.6500 0.7000  10K to less than 50k 0.6250 0.7000 0.7500 0.8000  50K to less than 100K 0.7500 0.8000 0.8500 0.9000  100K and above 0.8750 0.9250 0.9500 1.0000   Euro (EUR)  Amount 35 Days 63 Days 91 Days 182 Days  1K to less than 10K 0.5000 0.5625 0.6250 0.6875  10K to less than 50k 0.6250 0.6875 0.7500 0.8125  50K to less than 100K 0.7500 0.8125 0.8750 0.9375  100K and above 1.0000 1.0625 1.1250 1.2500   Japanese Yen (JPY)  Amount 35 Days 63 Days 91 Days 182 Days  1K to less than 10K 0.0000 0.0000 0.0000 0.0000  10K to less than 50k 0.0000 0.0000 0.0000 0.0000  50K to less than 100K 0.0000 0.0000 0.0000 0.0000  100K and above   Swiss Franc (CHF)  Amount 35 Days 63 Days 91 Days 182 Days  1K to less than 10K 0.0000 0.0000 0.0000 0.1250  10K to less than 50k 0.0000 0.0000 0.1250 0.1562  50K to less than 100K 0.0000 0.1250 0.1562 0.1875  100K and above 0.1250 0.1562 0.1875 0.2187 *For Third Currency deposit products, visit any of the 50 accredited BPI branches.  View list of BPI branches offering Third Currencies.  For more details, please call 89-100 and press (0) to talk to a Phonebanker. Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.