| Type of Deposit Account | Required Initial Deposit | Required Minimum Monthly ADB1 | Required Daily
Balance2 to
Earn Interest | Interest Rate3
(Per Annum) |
| Peso Savings Account |
| Jumpstart Savings | Php 100 | Php 1,000** | Php 2,000 | 0.250% |
| Easy Saver | Php 200 | Php 0 | Php 1,000 | 0.250% |
| Express Teller Savings | Php 500 | Php 3,000 | Php 5,000 | 0.250% |
| Passbook Savings | Php 10,000 | Php 10,000 | Php 25,000 | 0.250% |
| BPI Advance Savings Account with Passbook | Php 100,000 | Php 100,000 | Php 100,000 | Less than Php 100,000 | N.A. |
| 100,000 - 299,999 | 1.250% |
| 300,000 - 499,999 | 1.250% |
| 500,000 - 999,999 | 1.375% |
| 1M and up | 1.500% |
| Maxi-Saver4 Savings with ATM | Php 50,000 | Php 50,000 | Php 50,000 | Less than Php 50,000 | N.A. |
| 50,000 - 299,999 | 0.625% |
| 300,000 - 499,999 | 0.750% |
| 500,000 - 999,999 | 0.875% |
| 1M and up | 1.000% |
| With 0.5% BONUS p.a. if no withdrawal within a month |
| Maxi-Saver4 Savings with Passbook | Php 75,000 | Php 75,000 | Php 75,000 | Less than Php 75,000 | N.A. |
| 75,000 - 299,999 | 0.625% |
| 300,000 - 499,999 | 0.750% |
| 500,000 - 999,999 | 0.875% |
| 1M and up | 1.000% |
| With 0.5% BONUS p.a. if no withdrawal within a month |
| Maxi-Saver4 Savings with Passbook (Corporate) | Php 250,000 | Php 250,000 | Php 250,000 | Less than Php 250,000 | N.A. |
| 250,000 - 499,999 | 0.625% |
| 500,000 - 999,999 | 0.750% |
| 1M - 4,999,999 | 0.875% |
| 5M and up | 1.000% |
| With 0.5% BONUS p.a. if no withdrawal within a month |
| Get Started Savings Account with Life Insurance |
| o ATM | Php 25,000 | Php 25,000 | Php 25,000 | 0.250% |
| o Passbook | Php 75,000 | Php 75,000 | Php 75,000 | 0.250% |
| BPI Save-Up Automatic Savings + Insurance | none | Php 1,000 | Php 5,000 | 0.250% |
| BPI Save-Up High Automatic Savings | none | Php 1,000
| Php 5,000 | Php 5,000 - 49,999 | 0.250% |
| 50,000 - 299,999 | 0.625% |
| 300,000 - 499,999 | 0.750% |
| 500,000 and up | 0.875% |
| Peso Checking Account |
| Express Teller Checking | Php 10,000 | Php 10,000 | N.A. | N.A. |
| Business Checking | Php 10,000 | Php 10,000 | N.A. | N.A. |
| Ka-Negosyo CA with ATM and Statement | Php 10,000 | Php 10,000 | Php 50,000 | 0.250% |
| Ka-Negosyo CA with Statement | Php 10,000 | Php 10,000 | Php 50,000 | 0.250% |
| Ka-Negosyo CA with Passbook | Php 25,000 | Php 25,000 | Php 100,000 | 0.250% |
| Maxi-One with Statement |
 | | | | If daily balance is: |
| o Individual | Php 25,000 | Php 25,000 | Php 25,000 | Php 25,000 - 999,999 | 0.250% |
| o Corporate | Php 50,000 | Php 50,000 | Php 25,000 | 1,000,000 and above | 0.375% |
| Maxi-One with Passbook |
| | | | If daily balance is: |
| o Individual | Php 250,000 | Php 250,000 | Php 25,000 | Php 25,000 - 999,999 | 0.250% |
| o Corporate | Php 500,000 | Php 500,000 | Php 25,000 | 1,000,000 and above | 0.375% |
| Dollar Account |
| Express Dollar Savings | $ 500 | $ 500 | $ 500 | 0.250% |
| Dollar Savings with Passbook | $ 500 | $ 500 | $ 500 | 0.250% |
| Third Currency Savings Account* |
| AUD -Australian Dollar Passbook Savings | AUD 500 | AUD 500 | AUD 500 | 1.500% |
| CAD -Canadian Dollar Passbook Savings | CAD 500 | CAD 500 | CAD 500 | 0.250% |
| CHF-Swiss Franc Passbook Savings | CHF 500 | CHF 500 | N.A. | N.A. |
| CNY/RMB – Chinese Yuan Passbook Savings | CNY/RMB 3,500 | CNY/RMB 3,500 | CNY/RMB 3,500 | 0.100% |
| EUR- Euro Passbook Savings | EUR 500 | EUR 500 | EUR 500 | 0.250% |
| GBP –British Pound Passbook Savings | GBP 500 | GBP 500 | GBP 500 | 0.250% |
| HKD - Hong Kong Dollar Passbook Savings | HKD 500 | HKD 500 | HKD 500 | 0.050% |
| JPY- Japanese Yen Passbook Savings | JPY 50,000 | JPY 50,000 | N.A. | N.A. |
| Type of Deposit Account | Required Initial Deposit | Required Minimum Monthly ADB1 | Required Daily
Balance2 to
Earn Interest | Interest Rate3
(Per Annum) |
| Peso Savings Account |
| Jumpstart Savings | Php 100 | Php 500** | Php 1,000 | 0.500% |
| Easy Saver | Php 200 | Php 0 | Php 1,000 | 0.500% |
| Express Teller Savings | Php 500 | Php 1,000 | Php 3,000 | 0.500% |
| Passbook Savings | Php 10,000 | Php 10,000 | Php 25,000 | 0.500% |
| BPI Advance Savings Account with Passbook | Php 100,000 | Php 100,000 | Php 100,000 | Less than Php 100,000 | N.A. |
| 100,000 - 299,999 | 1.500% |
| 300,000 - 499,999 | 1.500% |
| 500,000 - 999,999 | 1.625% |
| 1M and up | 1.750% |
| Maxi-Saver4 Savings with ATM | Php 25,000 | Php 25,000 | Php 25,000 | Less than Php 25,000 | N.A. |
| 25,000 - 299,999 | 0.875% |
| 300,000 - 499,999 | 1.000% |
| 500,000 - 999,999 | 1.125% |
| 1M and up | 1.250% |
| With 0.5% BONUS p.a. if no withdrawal within a month |
| Maxi-Saver4 Savings with Passbook | Php 50,000 | Php 50,000 | Php 50,000 | Less than Php 50,000 | N.A. |
| 50,000 - 299,999 | 0.875% |
| 300,000 - 499,999 | 1.000% |
| 500,000 - 999,999 | 1.125% |
| 1M and up | 1.250% |
| With 0.5% BONUS p.a. if no withdrawal within a month |
| Maxi-Saver4 Savings with Passbook (Corporate) | Php 150,000 | Php 150,000 | Php 150,000 | Less than Php 150,000 | N.A. |
| 150,000 - 499,999 | 0.875% |
| 500,000 - 999,999 | 1.000% |
| 1M - 4,999,999 | 1.125% |
| 5M and up | 1.250% |
| With 0.5% BONUS p.a. if no withdrawal within a month |
| Get Started Savings Account with Life Insurance |
| o ATM | Php 5,000 | Php 5,000 | Php 10,000 | 0.500% |
| o Passbook | Php 50,000 | Php 50,000 | Php 50,000 | 0.500% |
| BFSB Save-Up Automatic Savings + Insurance | N.A. | Php 1,000 | Php 3,000 | 0.500% |
| BFSB Save-Up Automatic High Savings | N.A. | Php 1,000 | Php 3,000 | Php 3,000 - 24,999 | 0.500% |
| 25,000 - 299,999 | 0.875% |
| 300,000 - 499,999 | 1.000% |
| 500,000 and up | 1.125% |
| Peso Checking Account |
| Express Teller Checking | Php 5,000 | Php 5,000 | N.A. | N.A. |
| Regular Checking | Php 10,000 | Php 10,000 | N.A. | N.A. |
| Ka-Negosyo CA with ATM and Statement | Php 10,000 | Php 10,000 | Php 50,000 | 0.500% |
| Ka-Negosyo CA with Statement | Php 10,000 | Php 10,000 | Php 50,000 | 0.500% |
| Ka-Negosyo CA with Passbook | Php 25,000 | Php 25,000 | Php 100,000 | 0.500% |
| Maxi-One with Statement |
| | | | If daily balance is: |
| o Individual | Php 25,000 | Php 25,000 | Php 25,000 | Php 25,000 - 999,999 | 0.500% |
| o Corporate | Php 50,000 | Php 50,000 | Php 25,000 | 1,000,000 and above | 0.750% |
| Maxi-One with Passbook |
| | | | If daily balance is: |
| o Individual | Php 150,000 | Php 150,000 | Php 25,000 | Php 25,000 - 999,999 | 0.500% |
| o Corporate | Php 500,000 | Php 500,000 | Php 25,000 | 1,000,000 and above | 0.750% |
| Dollar Account |
| Get Started Savings Account with Life Insurance | $ 1,000 | $ 1,000 | $ 1,000 | 0.125% |
| Dollar Savings with Passbook | $ 500 | $ 500 | $ 500 | 0.250% |
| |
| Note: BPI Family Savings Bank is a subsidiary of Bank of the Philippine Islands. |
| Type of Deposit Account | Required Initial Deposit | Required Minimum Monthly ADB1 | Required Daily
Balance2 to
Earn Interest | Interest Rate3
(Per Annum) |
| Peso Savings Account |
| BPInoy Savings | none | none
(For as long as there is a remittance transaction at least once every three months) | Php 500 | 0.750% |
| BPI Direct Express Teller Savings | Php 500 | Php 500 | Php 500 | 0.750% |
| BPI Direct Stock Trade Account | Php 500 | Php 500 | Php 500 | 0.750% |
BPI Direct
Save-Up Automatic Savings + Insurance | none | Php 1,000 | Php 1,000 | 0.750% |
| Maxi-Saver4 Savings with ATM | Php 25,000 | Php 25,000 | Php 25,000 | Less than Php 25,000 | N.A. |
| 25,000 - 299,999 | 1.000% |
| 300,000 - 499,999 | 1.125% |
| 500,000 - 999,999 | 1.250% |
| 1M and up | 1.375% |
| With 0.5% p.a. BONUS if no withdrawal within a month |
| Peso Checking Account |
| BPI Direct Maxi-One Checking | Php 25,000 | Php 25,000 | Php 25,000 | 0.500% |
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| 1 ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows: ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)
Number of days in the month (i.e. 30/31 days)
2 Daily Balance is equivalent to end-of-day balance.
3 Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly and BPI Advance) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.
4 For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a withdrawal.
** Waived for one(1) year for accounts opened starting March 16, 2012. |
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Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.
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