| Particulars | Service Charge |
| Monthly Service Charge for Falling Below the Required ADB1 |
| - Maxi-One with Passbook | PHP 500.00 |
| - Other Peso Deposit Accounts | PHP 300.00 |
| - Dollar Savings Accounts | USD 5.00 |
| - Third Currency Passbook Savings Accounts | AUD 8.00 |
| CAD 7.00 |
| CHF 7.00 |
| EUR 4.50 |
| GBP 3.50 |
| JPY 600.00 |
| CNY 35.00 |
| Monthly Dormancy Charge2 |
| - Peso Deposit Accounts | PHP 200.00 |
| - Dollar Deposit Accounts | USD 5.00 |
| - Third Currency Passbook Savings Accounts | AUD 8.00 |
| CAD 7.00 |
| CHF 7.00 |
| EUR 4.50 |
| GBP 3.50 |
| JPY 600.00 |
| CNY 35.00 |
| Fee for Closing within 1 Month from Date of Opening |
| - Peso Deposit Accounts | PHP 500.00 |
| - Dollar Deposit Accounts | USD 15.00 |
| - Third Currency Passbook Savings Accounts | USD 15.00 equivalent |
| Service Charge per Excess Withdrawal |
| - Jumpstart Account (4 free withdrawals per month)3 | PHP 10.00 |
| - Platinum Savings (no longer offered) | PHP 50.00 |
| - Multi-Earner (no longer offered) | PHP 25.00 |
| ATM Transactions |
| - Balance inquiry at other Expressnet member banks, Megalink or Bancnet ATMs | PHP 1.50 |
| - Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs | PHP 15.00 |
| Foreign Transactions via Cirrus ATMs |
| - Withdrawals of USD 175.00 and below | USD 3.50 |
| - Withdrawals above USD 175.00 | 2% of withdrawn amount |
| - Balance Inquiries | USD 1.00 |
| - Denials | USD 0.50 |
| Note: Some ATMs abroad charge an additional access fee. Fees are displayed on the ATM screen at the time of transaction. |
Over-the-Counter Withdrawal for ATM-based Accounts
(except when ATM is off-line or if the transaction exceeds the daily ATM limit) | PHP 100.00 |
| Over-the-Counter Funds Transfer via Debit/Credit Memo |
| - Peso Deposit Accounts | PHP 50.00 per transfer |
| - Dollar Deposit Accounts | USD 1.00 |
| Stop Payment Order (SPO) Application (per check) |
| - Peso Checks | PHP 200.00 |
| - Dollar Checks | USD 20.00 |
| Overdraft (OD) Accrual Charge |
| - Fee | 25.2% p.a. on OD amount |
| - Subject to a minimum of | PHP 26.25 |
| Dollar Transactions |
| - Dollar Cash Deposits in Excess of USD 5,000 | PHP 0.10 per USD 1.00 or fraction thereof |
| - Dollar Cash Withdrawal in Excess of USD 5,000 | PHP 0.05 per USD 1.00 or fraction thereof |
| - Deposit Returned Dollar Check | USD 20.00 |
| Particulars | Service Charge |
|
| Monthly Service Charge for Falling Below the Required ADB1 |
| - Maxi-One with Passbook | PHP 500.00 |
| - Other Peso Deposit Accounts | PHP 250.00 |
| - Dollar Savings Accounts | USD 5.00 |
| Monthly Dormancy Charge2 |
| - Peso Deposit Accounts | PHP 200.00 |
| - Dollar Deposit Accounts | USD 5.00 |
| Fee for Closing within 1 Month from Date of Opening |
| - Peso Deposit Accounts | PHP 500.00 |
| - Dollar Deposit Accounts | USD 15.00 |
| Service Charge per Excess Withdrawal |
| - Jumpstart Account (4 free withdrawals per month)3 | PHP 10.00 |
| - Platinum Savings (no longer offered) | PHP 50.00 |
| - Multi-Earner (no longer offered) | PHP 25.00 |
| ATM Transactions |
| - Balance inquiry at other Expressnet member banks, Megalink or Bancnet ATMs | PHP 1.50 |
| - Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs | PHP 15.00 |
| Foreign Transactions via Cirrus ATMs |
| - Withdrawals of USD 175.00 and below | USD 3.50 |
| - Withdrawals above USD 175.00 | 2% of withdrawn amount |
| - Balance Inquiries | USD 1.00 |
| - Denials | USD 0.50 |
| Note: Some ATMs abroad charge an additional access fee. Fees are displayed on the ATM screen at the time of transaction. |
Over-the-Counter Withdrawals for ATM-based Accounts
(except when ATM is off-line or if the transaction exceeds the daily ATM limit) | PHP 100.00 |
| Over-the-Counter Funds Transfer via Debit/Credit Memo |
| - Peso Deposit Accounts | PHP 50.00 per transfer |
| - Dollar Deposit Accounts | USD 1.00 |
| Stop Payment Order (SPO) Application (per check) |
| - Peso Checks | PHP 200.00 |
| - Dollar Checks | USD 20.00 |
| Overdraft (OD) Accrual Charge |
| - Fee | 25.2% p.a. on OD amount |
| - Subject to a minimum of | PHP 26.25 |
| Dollar Transactions |
| - Dollar Cash Deposits in Excess of USD 5,000 | PHP 0.10 per USD 1.00 or fraction thereof |
| - Dollar Cash Withdrawal in Excess of USD 5,000 | PHP 0.05 per USD 1.00 or fraction thereof |
| - Deposit Returned Dollar Check | USD 20.00 |
 | |
| Note: BPI Family Savings Bank is a subsidiary of Bank of the Philippine Islands. |
| Particulars | Service Charge |
|
| Monthly Service Charge for Falling Below the Required ADB1 |
| - Peso Deposit Accounts | PHP 250.00 |
| - Dollar Deposit Accounts | USD 5.00 |
| Monthly Dormancy Charge2 |
| - Peso Deposit Accounts | PHP 200.00 |
| - Dollar Deposit Accounts | USD 5.00 |
| Fee for Closing within 1 Month from Date of Opening |
| - Peso Deposit Accounts | PHP 500.00 |
| - Dollar Deposit Accounts | USD 15.00 |
| ATM Transactions |
| - Balance inquiry at other Expressnet member banks, Megalink or Bancnet ATMs | PHP 1.50 |
| - Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs | PHP 15.00 |
| Foreign Transactions via Cirrus ATMs |
| - Withdrawals of USD 175.00 and below | USD 3.50 |
| - Withdrawals above USD 175.00 | 2% of withdrawn amount |
| - Balance Inquiries | USD 1.00 |
| - Denials | USD 0.50 |
| Note: Some ATMs abroad charge an additional access fee. Fees are displayed on the ATM screen at the time of transaction. |
| Stop Payment Order (SPO) Application (per Peso check) | PHP 200.00 |
| Overdraft (OD) Accrual Charge |
| - Fee | 25.2% p.a. on OD amount |
| - Subject to a minimum of | PHP 26.25 |
| |
| Note: BPI Direct Savings Bank is a wholly owned subsidiary of Bank of the Philippine Islands. |
| | | |
| 1 Monthly Service Charge applies if account falls below the required minimum average daily balance for two consecutive months. | |
| | |
| 2 Dormancy charge is collected only if dormant account’s balance has fallen below the required minimum average daily balance (ADB). Account will be considered dormant if there is no client-initiated transaction within 1 year for Current Accounts and within 2 years for Savings accounts. | |
| | | |
| 3 The free withdrawal limit applies to ATM and over-the-counter withdrawals only. Other client-initiated withdrawals like cellphone reloading, cashless shopping through EPS, etc. are not counted. | |
|
Particulars | Amount of Fee / Charge |
| BPI | BPI Family Savings Bank | BPI Direct Savings Bank |
| ATM Card Replacement | PHP 100.00 |
| Replacement of Lost Passbook * |
| - Peso Deposit Accounts | PHP 200.00 |
| - Dollar Deposit Accounts | USD 15.00 |
| Bank Certification |
| - Peso Deposit Accounts | PHP 100.00 |
| - Dollar Deposit Accounts | USD 2.00 |
| Statement Request from Express Phone | free of charge |
| Statement Request from Bank Statement Unit |
| - First three pages | PHP 100.00 |
| - For every succeeding page | PHP 10.00 |
| Request for Microfilm Reproduction of Bank Documents * |
| - First three pages | PHP 100.00 |
| - For every succeeding page | PHP 31.00 |
| Manager’s Check | PHP 50.00 |
| Peso Checkbook |
| - Personal | PHP 175.00 |
| - Commercial | PHP 350.00 |
| Dollar Demand Draft |
| - Fee | USD 5.00 |
| - Plus, DST, if to be paid in Pesos | Subject to applicable charges |
| Peso Telegraphic Transfer |
| - Fee | ¼ of 1% of amount |
| - Plus DST | PHP 0.30
for every PHP 200.00 |
| - Subject to a minimum of | PHP 100 plus PHP 1.50 DST |
| Sale of Traveler’s Checks |
| - Fee | 0.5% of every USD 1.00 or fraction thereof |
| - Subject to a minimum of | USD 1.00 |
| - Plus DST, if to be paid in Pesos | Subject to applicable charges |
| Purchase of Traveler’s Checks |
| - Fee per check | PHP 15.00 |
| - DST per check | Subject to applicable charges |
| Foreign Bills Purchase (per check, if without line) | PHP 100.00 |
| Outward Bills for Collection * |
| - Fee | ¼ of 1% for every PHP 1.00 or fraction thereof |
| - Plus Postage Fee | PHP 6.50 |
| - Subject to a minimum of | PHP 100.00 |
| Safety Deposit Boxes Rental Fees * |
- Deposit for Keys
- 2 x 5 x 24
- 3 x 5 x 24 / 3 x 5.5 x 24
- 3.75 x 5.75 x 24 / 5 x 5 x 21
- 4.75 x 5.5 x 24/5 x 5 x 24/5 x 5.5 x 24/5.75 x 5.75 x 24
- 3 x 10 x 21 / 3 x 10 x 24 / 3 x 10.5 x 24
- 3 x 11 x 24 / 3 x 11.75 x 24 / 4 x 11.5 x 24
- 5 x 10 x 21 / 5 x 10 x 24 / 5 x 10.5 x 24
- 5 x 11 x 24 / 5 x 11.75 x 24 / 5.75 x 11.5 x 24 / 6 x 11 x 24
- 9 x 24 x 24 / 10 x 10 x 21/10 x 10 x 24 / 10 x 10.5 x 24
- 10 x 11 x 24/10.5 x 10.5 x 24/18 x 24 x 24/20 x 11 x 24
- 20 x 20 x 22.5 / 21.5 x 21.5 x 22.5
| PHP 1,000.00
PHP 600.00
PHP 800.00
PHP 1,000.00
PHP 1,200.00
PHP 1,600.00
PHP 1,600.00
PHP 2,000.00
PHP 2,000.00
PHP 4,000.00
PHP 4,000.00
PHP 5,000.00
|
* Not applicable to BPI Direct Savings Bank
|
Particulars | Amount of Fee / Charge |
| Temporary Overdraft – Honored (Funded) 4 |
| - Fixed Fee | PHP 1,000.00 |
- Additional Fee |
PHP 200.00
for every PHP 40,000.00 or
a fraction thereof per day
|
| Temporary Overdraft – Returned (DAIF / DAUD) 5 |
| - Fixed Fee | PHP 2,000.00 |
- Additional Fee |
PHP 200.00
for every PHP 40,000.00 or
a fraction thereof per day
|
| Stop Payment – Funded |
| - Fixed Fee | PHP 2,000.00 |
| Stop Payment – Unfunded 5 |
| - Fixed Fee | PHP 2,000.00 |
- Additional Fee |
PHP 200.00
for every PHP 40,000.00 or
a fraction thereof per day
|
| Technicalities 6 |
| - Fixed Fee | PHP 2,000.00 per item |
| | | |
| 4 If a check for PHP 35,000 was presented for clearing on a Friday and was funded on Monday, total charge would be PHP 1,600 (PHP 1,000 fixed fee + PHP 200 x 3days) | |
| | |
| 5 If a check for PHP 35,000 was presented for clearing on a Friday and was eventually returned, total charge would be PHP 2,600 (PHP 2,000 fixed fee + PHP 200 x 3 days) | |
| | | |
| 6 Checks that are post / stale dated, irregularly dated (i.e. February 30) &/or unsigned are not subject to the technicality fee. | |
| FROM: Correspondent Bank/SWIFT Remittances * |
| Payment Mode | Service Charge
Commission | Postage | Documentary
Stamps | Cable Charges |
Credit to Account
- Peso Account
|
PHP 150.00 |
PHP 10.00 |
PHP 0.30
for every PHP 200
and a fraction thereof
|
n/a |
Credit to Account
- Dollar Account
|
USD 6.50 |
n/a |
none |
n/a |
Bank to Bank
- Peso (BPI as
intermediary bank) /
Credit to Other Bank **
|
PHP 150.00 |
n/a |
PHP 0.30
for every PHP 200
and a fraction thereof |
n/a |
Bank to Bank
- Dollar (BPI as
intermediary bank) /
Credit to Other Bank **
|
USD 10.00 |
n/a |
n/a |
n/a |
Branch Pick-up - Peso |
PHP 150.00 |
n/a |
PHP 0.30
for every PHP 200
and a fraction thereof
|
PHP 60 |
Branch Pick-up - Dollar
|
USD 6.50 |
n/a |
n/a |
n/a |
| | | |
| *A service fee may be charged by each corres bank the transaction passes through. This is on top of the service fee charged by the bank where the telegraphic transfer originated from. | |
| | |
| ** A service fee may be charged by the receiving bank on top of the service fee charged by BPI as the intermediary bank. | |
| | | |
| FROM: Direct Deposit / US PENSION |
| Payment Mode | Service Charge
Commission | Postage | Documentary
Stamps | Cable Charges |
Direct Deposit
- USD to USD
|
USD 6.00* |
n/a |
n/a |
n/a |
Direct Deposit
- USD to PHP
|
USD 6.00* |
n/a |
n/a |
n/a |
Direct Deposit
- Non-accredited
government agency
|
USD 6.50 |
n/a |
n/a |
n/a |
| |
| * Effective June 1, 2010. |
| FROM: Local Bank (PDDTS) |
| Payment Mode | Service Charge
Commission | Postage | Documentary
Stamps | Cable Charges |
Local Incoming (Peso) |
PHP 150.00
regardless of amount
|
n/a |
n/a |
n/a |
Local Incoming (Dollar) |
USD 6.50
regardless of amount
|
n/a |
n/a |
n/a |
| FROM: BERC and Tie Ups |
| Payment Mode | Service Charge/
Commission | Postage | Documentary
Stamps | Cable Charges |
| Remittances from BERC | | n/a | n/a
| n/a |
Remittances from Tie Up |
Charges vary depending on the contract agreement with each tie up
|
n/a |
n/a |
n/a |
| Payment Mode
| Service Charge
Commission | Documentary
Stamps | Correspondent
/ Settlement
Bank Charges* | Beneficiary
Bank
Charges** |
Debit from FCDU
account of the Client | USD14.00 | N/A
| Charges vary depending
on the following:
- remittance amount
- remittance currency
- purpose of remittance
i.e. non-trade or trade | Charges
vary
depending
on the bank
involved,
they may or
may not
charge their
own fees. |
Debit from PESO
account of the Client | PHP600.00 | PHP0.30 for
every
PHP200.00 | Charges vary depending
on the following:
- remittance amount
- remittance currency
- purpose of remittance
i.e. non-trade or trade | Charges
vary
depending
on the bank
involved,
they may or
may not
charge their
own fees. |
| |
| *This can be shouldered by the beneficiary customer / recipient of funds where the charge will be deducted by the correspondent /settlement bank from the total amount that the recipient of funds will receive. If not, this can be shouldered by the remitter / BPI applicant where BPI will collect the charge in advance on top of the BPI Service Charge Commission.
*This charge is the fee of the correspondent / nostro settlement bank and not of BPI.
|
| |
| **This is shouldered by the beneficiary customer / recipient of funds where the charge will be deducted by the beneficiary bank from the total amount that the recipient of funds will receive. If not, this will be shouldered by the remitter / BPI applicant as an additional charge. Intermediary bank charges may also be applied.
**This charge is the fee of the beneficiary bank and not of BPI.
|
| |
| Note: Fees may change without prior notice. |
| |
Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.
|