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.Qualified Applicant
..		..Any individual of Legal Age but not more than 65 yrs. old upon maturity
..of loan..
.
.Loan Amount
.
.
.
.		..Minimum..............PhP 400,000
..Maximum.............70% of Appraised Value of House and Lot
.............................60% of Appraised Value of Vacant Lot
.............................60% of Appraised Value of Residential Condominium
.Loan Term.
.		..Maximum Term....10 years for Refinancing
.............................5 years for Multi-Purpose Loans
...
.Interest Rate
.
..		..Initial rate based on prevailing housing loan rate; rate fixing yearly
..thereafter based on T-bill (364 days) + 4% spread
.Collateral
.		..Registered First Real Estate Mortgage
..
.Gross Monthly Income
.		..Minimum of PhP 30,000
.Repayment Mode
.		..Equal Monthly Amortization of Principal & Interest
.Payment Options
.
.
.
.
..		..·......Automatic Debit Arrangement with any BPI or BPI Family Bank
........Branch
..·......Express Phone
..·......Express Online
..·......ATM
..·......Express Bills Payment Machine
.
.Manner of Loan Release
.		..Lump sum
...

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Member PDIC: Bank of the Philippine Islands