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Qualified Applicant		--
..Any individual of Legal Age but not more than 65 yrs. old upon maturity of loan.
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Loan Amount--
..Minimum.		--
PhP 400,000
..Maximum70% of the:
·
Appraised Value of house and lot, residential condominium
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·
Appraised Value of vacant lot (intended for owner occupancy)
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.Loan Term.
.		..Maximum Term.....20 years for House & Lot
.............................10 years for Vacant Lot
.............................10 years for Residential Condominium
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.Interest Rate
.
..		..Interest rate based on prevailing housing loan rate; rate fixing yearly
..thereafter based on T-bill (364 days) + 3.5% spread

..For acquisition other than collateral, initial rate base on prevailing
..housing loan rate; rate fixing yearly thereafter based on T-bill
..(364 days) + 4% spread
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.Collateral
.		..Registered First Real Estate Mortgage
.Gross Monthly Income
.		..Minimum of PhP 30,000
.Repayment Mode
.		..Equal Monthly Amortization of Principal & Interest
.Payment Options
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..		..·......Automatic Debit Arrangement with any BPI or BPI Family Bank
........Branch
..·......Express Phone
..·......Express Online
..·......ATM
..·......Express Bills Payment Machine
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.Manner of Loan Release
.		..Lump sum
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