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Special Savings and
Time Deposit Accounts
:: Platinum 2-in-1 Savings
   and Insurance
:: Time Deposits

Settlement Accounts
:: Express Teller
:: Maxi-One
:: Foreign Currency Savings

 
The superior 2-in-1 high-earning savings account and insurance package for you and your family.

Invest today in giving your family a secure tomorrow. With Platinum, you get the benefits of a high-earning savings account and insurance coverage rolled into one.

High Interest Earnings.
While regular savings accounts gives you low interest rates, Platinum Savings pays you higher interest as your balance increases. That’s why it’s a much better alternative in helping you save for the future.

Free 24-Hr. Worldwide Accident Insurance Up to PhP 3,000,000!
Get peace of mind with Platinum Savings. You automatically get FREE 24-Hr. Worldwide Accident Insurance coverage up to PhP 3,000,000! No premium payments required! No medical check-ups needed! With Platinum Savings, should anything happen to you due to an accident, you’re confident that your loved one’s future is secure.

Note: Accident Insurance Coverage – up to PhP 3,000,000

Free Accident Medical Benefits – Up to PhP 100,000!
With your accident insurance comes FREE Accident Medical benefits up to PhP 100,000. Should anything happen to you due to an accident, you can claim reimbursements for your medical and hospitalization expenses, up to PhP 100,000.

Table of Accident Insurance & Accident Medical Benefits.
Your Personal Accident Insurance and Accident Medical Benefits increas as your Average Daily Balance increases. The more you save, the more insurance coverage you get!

Note: Accident Medical Benefits – up to PhP100,000
 

.
ADB Bracket
..
.
Personal Accident Insurance Coverage
.
.
Accident Medical Benefits
.
.
PhP 1 – 24,999
.
.
-na-
.
.
-na-
.
.
25,000 – 99,999
.
.
2x your average ADB
.
.
10% of your average ADB
.
.
100,000 – 199,999
.
.
3x your average ADB
.
.
10% of your average ADB
.
.
200,000 – 499,999
.
.
4x your average ADB
.
.
10% of your average ADB
.
.
500,000 - above
.
.
5x your average ADB
.
.
10% of your average ADB
.
 
Convenient Access.
And while Platinum Savings is designed to help you save for the future, you can still withdraw up to 2 times per month when unplanned expenses come up.

Link Your Platinum to Your Source Account.
You can link your Platinum Accounts to your source account and ask your branch to regularly transfer funds to your Platinum. Now you don’t need to go to the branch every time you want to make a deposit. You’ll find this convenient in building up your Platinum Savings.
 
.
Price Advice
.
..
Average Daily Balance required (ADB)
.
..
.Passbook (no longer offered for new accounts)
.
PhP 50,000
..
..ATM
.
.
PhP 25,000
.
..
Service Charge if account falls below minimum
.
.
PhP 200 per month
.
..
No. of free Withdrawals
.
.
2 per month
.
..
Service Charge for excess withdawals
.
.
PhP 50 per withdrawal
.
 
WHO IS INSURED?
.
Accountholder
.
.
Insured
.
.
Beneficiary
.
.
If Accountholder is 18 to 70 yrs. old
.
..
Accountholder
.
..
Immediate family member nominated by accountholder
.
.
If accountholder is below 18 yrs. old
.
..
Father, Mother or Legal Guardian who is 18-70 yrs. old
.
.
Accountholder who is below 18 yrs. old
.
.
If joint account and accountholders are 18 to 70 yrs. old
.
.
All accountholders with coverage divisible by the number of accountholders
.
.
Immediate family member nominated by each accountholder
.
.
If joint account and one of the accountholders is below 18
.
.
Accountholder/s who is/are 18-70 yrs. old
.
.
Accountholder who is below 18 yrs. old
.
.
Accountholder is more than 70 yrs. old
.
Not qualified for insurance coverage
 
Detailed terms and conditions regarding Platinum Insurance Benefits are contained in the Certificate of Insurance issued to Platinum account holders.
 
Open a Platinum account now!
Visit a BPI or a BPI Family Savings Bank branch near you.
 
 
 


Member PDIC: Bank of the Philippine Islands