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 :: BPI Express Credit Card Exclusive Features
:: How to Apply
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Choose the right card that suits your lifestyle:
Classic | Blue MasterCard | Gold MasterCard | Petron-BPI MasterCard | Edge and Mini Edge MasterCard | BPI WorldPerks MasterCard | E-Credit | Corporate Cards
 
Annual Fee for
Principal
Cardholder
Annual Fee
for 2nd-6th
Supplementary
Cardholder
Finance
Charge
Rate
 
The BPI Express Credit Classic is for the value-conscious customers because it offers a low monthly finance charge rate of only 2.99%. Cardholders can enjoy cash price instead of card price in partner appliance dealers and travel agencies. Plus, Classic cardholders can get FREE Travel Insurance package of up to P2 million when they charge their fare or travel package to their Classic card.
P 1,250
 P 625
2.99%
 
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BPI Express Credit Blue MasterCard
Annual Fee for
Principal
Cardholder
Annual Fee
for 2nd-6th
Supplementary
Cardholder
Finance
Charge
Rate
 
The BPI Express Credit Blue MasterCard is your start-up international credit card that gives you up to P2 million FREE Travel Insurance. It is accepted in over 29 million establishments worldwide and gives you up to 30% cash advance at over 1 million Maestro/Cirrus ATMs worldwide.
P 1,550
P 775
3.4%
 
 
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BPI Express Credit Gold MasterCard
Annual Fee for
Principal
Cardholder
Annual Fee
for 2nd-6th
Supplementary
Cardholder
Finance
Charge
Rate
 
The BPI Express Credit Gold MasterCard is the card that provides better value with greater peace of mind. Cardholders who use their card to purchase their travel tickets enjoy FREE travel insurance of up to P10 million. During emergencies, cardholders can do cash advance of up to 100% of their credit limit. With this card, the BPI Express Credit Classic is FREE for life!
P 2,250
P 1,125
3.4%
 
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Petron - BPI MasterCard
Annual Fee for
Principal
Cardholder
Annual Fee
for 2nd-6th
Supplementary
Cardholder
Finance
Charge
Rate
 
 
The Petron-BPI MasterCard gives you as much as one FREE FULL TANK EVERY YEAR* with its 3% fuel rebate. That's P1.20 savings for every liter of fuel bought! And even in times of fluctuating prices, cardholders can purchase fuel at previous day's prices with its 24-hour price shield feature! PLUS get a FREE P200 Petron gift coupon** when you receive your card!

* Computed based on Petron XCS Plus at P40 per liter and average motorist's consumption of 40 liters per week.

** For Principal Cardholders only
P 1,550
P 775
3.4%
 
 
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BPI Express Credit Edge with Mini-Edge MasterCard
Monthly Fee for
Principal
Cardholder
Annual Fee
for 2nd-6th
Supplementary
Cardholder
Finance
Charge
Rate
 

The BPI Express Credit Edge with Mini-Edge MasterCard is the coolest credit card to hit the market scene. It comes with the Mini-Edge in a cool plastic holder that protects the card and serves as a key holder as well.
P 110
P 55
3.4%
 
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BPI WorldPerks MasterCard
Annual Fee for
Principal
Cardholder
Annual Fee
for 2nd-6th
Supplementary
Cardholder
Finance
Charge
Rate
 
BPI WorldPerks MasterCard is the first airline co-brand chip credit card issued in the Philippines by the Bank of the Philippine Islands and its partner, Northwest Airlines, under its mileage program called WorldPerks Mileage Program.
P 2,050
P 1,025.00
3.4%
 
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BPI Express E-Credit
Annual Fee for
Principal
Cardholder
Annual Fee
for 2nd-6th
Supplementary
Cardholder
Finance
Charge
Rate
 
Shop online the CONFIDENT and easy way with e-Credit. Use BPI e-CREDIT anytime you buy online, then settle your e-purchases conveniently with the rest of your BPI MasterCard bills.
FREE
FREE
3.4%
 
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BPI Express Credit Corporate Cards
Annual Fee for
Principal
Cardholder
Annual Fee
for 2nd-6th
Supplementary
Cardholder
Finance
Charge
Rate
 
Issued by corporations to their select employees for business-related expenses such as travel, representation, supplies, etc.
Corporate Classic
P1,300
N/A
Corporate
Classic
2.99% /mo.
 
Corporate MasterCard P1,700
N/A
Corporate MasterCard
3.4% /mo.
 
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