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| A. Product Features
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| Fixed interest rates
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| Tax-free benefits for optimized earnings*
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| Choice of when you want to avail of interest payments:
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| Plan Ahead Lump Sum – your annual interest earnings form part of the principal, giving you the benefit of compounded interest at the end of the term so your investment is guaranteed to keep growing and growing.
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| Plan Ahead Monthly Income TD – your principal remains intact while your interest earnings are paid monthly and deposited to your ATM account for convenient access. This way, you can start living on interest.
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| * Plan Ahead is exclusive for individual accounts only. Pre-termination is subject to interest rate and withholding tax penalties.
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| B. Account Opening Requirements
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| For regulatory compliance in opening an account, please present your 2 identification cards, recent ID picture and a photocopy of your latest utility billing statement at any BPI Family Savings Bank branch.
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