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| A. Product Features
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 | Get Started Savings Account with Life Insurance is available in Pesos and Dollars.
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 | Get Started Peso Savings Account
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| Earns interest
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| Comes with an Express Teller ATM
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| Provides a quarterly statement of account that shows a complete record of your transactions for the previous quarter
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| Provides access to the bank's electronic banking services
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 | Get Started Dollar Savings Account
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| Earns interest
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| Comes with a passbook for easy monitoring of your funds
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| B. Insurance Features
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 | FREE Life Insurance
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 | In partnership with Ayala Life Assurance, Inc., one of the country's industry leaders, Get Started Savings Account provides FREE life insurance benefits. Absolutely no premium payments required.
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 | Insurance Coverage
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 | The amount of your insurance shall be equal to five times (5x) your account's balance*, up to a maximum of P2 million and $40,000. So while you build up your deposit funds for a better financial future, you also increase your insurance coverage.
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 | The coverage you get from the Peso variant is on top of dollar insurance coverage you can get from the dollar variant.
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 | * Average Month-to-Date Average Daily Balance (MTD-ADB) of the past three calendar months prior to the Insured's demise, regardless of the number of accounts opened by the insured.
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 | No Medical Check-Ups Needed
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 | Some individuals postpone buying a life insurance, not because they are not in good health, but because they are uncomfortable with the required medical exam. With Get Started Savings Account, it's now possible to have a life insurance without a medical exam.
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 | Same-Day Coverage
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 | Once you open a Get Started Savings Account and you are accepted for coverage, your life insurance becomes effective on that same day. This unique feature does not only leave you with immediate satisfaction but also immediate protection for your family.
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| C. Account Opening Requirements
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 | For regulatory compliance in opening an account, please present your 2 identification cards, recent ID picture and a photocopy of your latest utility billing statement.
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