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| BPI Express Credit Classic card is the proprietary card of The Bank of the Philippine Islands. It is the credit card for the value-conscious customers, offering lower finance charge compared to other credit cards. It is the only card accepted in all Makro outlets, and is one of the few cards accepted in Ateneo de Manila University and Ateneo Professional Schools. The Classic card is accepted in over 20,000 merchants nationwide. Plus, it offers FREE Travel Insurance package of up to P2 million when cardholders charge their fare or travel package to their Classic card.
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| Annual Fee
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| P 1,250
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| Annual Fee for 1st Supplementary
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| Free for life
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| Annual Fee for 2nd to 6th Supplementary
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| P 625
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