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BPI Express Credit | How to Apply
 
 
 
How to Apply
 
It's easy to apply for a BPI Express Credit Card. You can visit any of our BPI or BPI Family Savings Bank branch, Express Banking Center, call BPI Express Phone 89-100 or Apply Now online.
 
Here are the Basic Requirements in applying:
 
1. Applicant must be at least 21 years old with a minimum fixed monthly income of (excluding overtime, commission or service fees):
 
 

CARD TYPE

INDIVIDUAL
INCOME

BPI Express Credit Classic
Php 10,000
BPI Express Credit Blue MasterCard
Php 10,000
BPI Worldperks MasterCard
Php 10,000
Petron-BPI MasterCard
Php 10,000
BPI Edge MasterCard
Php 10,000
BPI Gold MasterCard
Php 50,000
 
2. You must have a business or residence landline number.
 
3. For foreigners, you must be a permanent resident of the Philippines (please include a photocopy of the Alien Certificate of Registration, work permit or Embassy Accreditation papers.)
 
4. You must completely fill-out and sign the application form or Apply Now online.
 
Documents Required:
 
Only application forms with the following complete documents will be processed.
 
üIf applicant is employed, please submit a photocopy of the following:
 
Latest Income Tax Return (ITR) with BIR or bank stamp; OR
W2 (BIR Form 2316)
 
üIf applicant is self-employed, a proprietor or a businessman, please submit a photocopy of the following:
 
Most recent Audited Financial Statements (AFS) with BIR or bank stamp, AND
Most recent Income Tax Return (ITR) with BIR or Bank stamp
 
In addition to the above requirements, kindly submit a photocopy of ANY of the following:
 
Certificate of Employment
Previous month's pay slips
Previous month's Credit Statement/s (You should be an existing principal cardholder for at least one year with the card/s in active current status.)
 
üIf applicant is not earning salary or income from the conduct of business or practice of profession, this certifies that applicant is not required under Philippine tax laws/regulation to file any ITR, or be subject to the issuance of any certificate of compensation payment/ tax withheld as a substitute to such ITR.
 
If deemed necessary, BPI may request for additional income documents at a later time.
 
If you are an existing WordPerks member, please attach any of the following:
 
Photocopy of WorldPerks ID
Photocopy of latest E-mileage summary
Photocopy of any WorldPerks membership document that indicated the valid and registered name and the number in the WorldPerks membership program.
 
 
 
 
Exclusive Features
How to Apply
Ongoing Promotions
Frequently Asked Questions
Terms & Conditions Governing Issuance and Use of BPI Express Credit Card
 
Experience life at its best whichever BPI Express Credit Card you choose:
 
Classic
Blue MasterCard
Gold MasterCard
Petron-BPI MasterCard
Edge and Mini Edge MasterCard
BPI WorldPerks MasterCard
E-Credit
Corporate Cards