Learn More | Enroll Now | Tour           Learn More | Security | Tour                       Learn about Online Security   Send us your comments, Email Us   View our Sitemap           BPI Bancassurance | Express Life Insurance Product | Save and Protect - Features     Enjoy these features with Save & Protect:   ü Superior Protection It is the only affordable program that provides protection equivalent to 300% of the amount of your plan.   ü Money Back Plus Interest Get a windfall should nothing happen to you after 10 years. We return all your premiums plus interest.   ü Easy & Affordable Pay one-time. No long-payment schemes, no lapsation. Increase your coverage whenever you can afford.   ü Hassle-Free Medical exams are not required! Get your policy on the spot!     Save and Protect    How the product works (sample benefit illustration)   For Face Amount: P5,000   Age Single Premium Insurance for 10 years "Money Back" + Benefit after 10 years Maturity Benefit Guaranteed IRR upon Maturity   0-35 y.o. 3,500 15,000 5,000 3.63%     36-50 y.o. 4,000 15,000 5,000 2.26%           Financial Products of BPI/MS and Ayala Life are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by the Bank of the Philippine Islands.         Express Life Insurance Products   • Express Dollar Protector • Protect 300 • Save and Protect   Express Non-Life Insurance Products   • Express Auto Insurance • Home Care Advantage • Express Home Insurance • Personal Accident Insurance • Trade Credit Insurance • Casualty/Liability Insurance • Marine and Aviation • Bonds and Surety Insurance • Engineering Insurance   Customer Service