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BPI Bancassurance | Express Non-Life Insurance Product | Home Care Advantage Insurance - FAQ
 

 
Frequently Asked Questions
 
1. What is Home Care Advantage Insurance?
 
Home Care Advantage is an insurance product that bundles Comprehensive property insurance, Comprehensive Personal Liability (CPL), as well as Family Personal Accident (FPA) Insurance all under one policy.
 
2. What can be covered under the Home Care Advantage Insurance?
 
You can choose among the four (4) HCA variants that suites your needs
 
HCA Regular
 
- Fire & Lightning
- Extended Cover
- Riot, Strikes and Malicious Damage
- Landslide and/or Subsidence
- Bush Fire
- Broad Water Damage
- Robbery & Burglary Coverage up to P75,000
 
HCA Silver
 
- HCA Regular Plus!
- Typhoon
- Flood
 
HCA Gold
 
- HCA Regular Plus!
- Earthquake
 
HCA Platinum
 
- HCA Regular Plus!
- Earthquake
- Typhoon
- Flood
- Robbery & Burglary up to P150,000
 
3. What can be insured under HCA?
 
You can insure your house, household contents (excluding cash and jewelry) and leasehold improvements.
 
4. Up to how much is my family covered under Family Personal Accident insurance?
 
HCA provides protection to your family up to:
 
- P200,000 for Death and / or Permanent Disablement from accidental means.
- P10,000 per person for Burial Expense
 
SCHEDULE OF COMPENSATION
 
Principal Insured - 100%
Spouse / Parents -   50%
Unmarried Dependents -   10%
Children/Siblings below 23 years old
Household Help (max of 3) -   10%
 
5. What is covered by Comprehensive Personal Liability (CPL) Insurance?
 
The CPL provides you coverage on legal liabilities arising from your own negligence or the negligence of your household members. This covers up to P100,000 against Bodily Injury / Property Damage, including professional fees.
 
 
 
Details
Back to Home Care Advantage Insurance Main
 
 
 
Financial Products of BPI/MS and Ayala Life are not insured by the Philippine Deposit Insurance Corporation
and are not guaranteed by the Bank of the Philippine Islands.
 
 
 
 
Express Life Insurance Products
 
Express Dollar Protector
Protect 300
Save and Protect
 
Express Non-Life Insurance Products
 
Express Auto Insurance
Home Care Advantage
Express Home Insurance
Personal Accident Insurance
Trade Credit Insurance
Casualty/Liability Insurance
Marine and Aviation
Bonds and Surety Insurance
Engineering Insurance
 
Customer Service
 
 
: 08/15/2007
: Roselyn C. Uy/BPI
: WebAuditor, WebIB, WebTecon
: Approved for Replication
: Paulo F. Castelo
: 09/27/2007 08:00:32 AM