|
|  | |
| HCA can give you triple protection under one policy. It provides Comprehensive Property Insurance, Comprehensive Personal Liability, as well as Family Personal Accident Insurance.
|
|
| | |
| 1.
| For your property
|
|
| | |
| You can choose from any of the four (4) HCA variants:
|
|
| | |
| HCA Regular
|
|
| | |
| -
| Fire & Lightning
|
| -
| Extended Cover
|
| -
| Riot, Strikes and Malicious Damage
|
| -
| Landslide and/or Subsidence
|
| -
| Bush Fire
|
| -
| Broad Water Damage
|
| -
| Robbery & Burglary Coverage up to P75,000
|
|
| | |
| HCA Silver
|
|
| | |
| -
| HCA Regular Plus!
|
| -
| Typhoon
|
| -
| Flood
|
|
| | |
| HCA Gold
|
|
| | |
| -
| HCA Regular Plus!
|
| -
| Earthquake
|
|
| | |
| HCA Platinum
|
|
| | |
| -
| HCA Regular Plus!
|
| -
| Earthquake
|
| -
| Typhoon
|
| -
| Flood
|
| -
| Robbery & Burglary up to P150,000
|
|
| | |
| 2.
| For your family
|
|
| | |
| It can provide your family with Personal Accident Insurance of up to P200,000 for Death &/or Permanent Disablement and Burial Expense up to P10,000 per person.
|
|
| | |
| 3.
| For you
|
|
| | |
| HCA also provides your Comprehensive Personal Liability Insurance up to P100,000 for Bodily Injury &/or Property Damage (including professional fees).
|
|
| | |
| Plus, the following coverages are included in ALL of the four (4) HCA variants for FREE:
|
|
| | |
| •
| Rental Income or Rental Value
– pays up to (6) six months of your rental expense subject to a maximum of P30,000 per month or 1% of Sum Insured, whichever is lower for the rental fee resulting from a covered loss to the property insured, which renders it uninhabitable. Applicable to owner renting out their building.
|
|
| | |
| •
| Removal of Debris
– pays for the actual cost of the removal of debris up to P100,000 or 10% of Sum Insured, whichever is lower.
|
|
| | |
| •
| Temporary Removal (including transit)
– pays for the loss or damage to your household contents insured while moved by land transit to a new location or while temporarily removed from the building for the purpose of cleaning, repair or renovation as a result of a covered peril up to P30,000 or 10% of Sum Insured, whichever is lower.
|
|
| | |
| •
| Professional Fees
– pays for the actual professional fees of Architects, Surveyor's and Consulting Engineers in the preparation of a claim up to P100,000 or 5% of Sum Insured, whichever is lower.
|
|
| | |
| •
| Fire Fighting Expense
– pays the actual expense incurred for the extinguishment of fire up to P50,000.
|
|
| | |
| |
|
|
| | |
| | |
|
| | |
| •
| FAQ
|
| •
| Back to Home Care Advantage Insurance Main
|
|
| | |
| | |
|
| | |
|
| | |
Financial Products of BPI/MS and Ayala Life are not insured by the Philippine Deposit Insurance Corporation
and are not guaranteed by the Bank of the Philippine Islands.
|
|
| | |