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| Higher yielding greens for you! |
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| Express Dollar Protector is a long term, risk-free investment plan. The minimum coverage for EDP is $1,500 and you can get a guaranteed rate of return of as much as 4.91%*. |
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* The 4.91% guaranteed rate of return is for $20,000 coverage, insured age 18 and an assumed 4% dividend accumulation rate. |
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| Greens that protect your family too! |
| Express Dollar Protector grants insurance protection that assures your loved ones of financial security equivalent to the plan's maturity benefit. |
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| Express Dollar Protector gives you two options that will certainly fit your lifestyle: |
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| Express Dollar Protector 5 (EDP5)– Grows your dollars in 5 years and provides you protection for 5 years. Enjoy as much as 3.97%* earnings. |
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| Express Dollar Protector 10 (EDP 10) – Grows your dollars in 10 years and provides you protection for 10 years. Enjoy earnings up to 4.91%*. |
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| * For $20,000 Face Amount, insured Age 18 and an assumed 4% dividend accumulation rate.
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| How the product works (sample benefit illustration) |
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For $20,000 Face Amount
Insured Age: 18 |
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 | EDP 5** | EDP 10** |
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| One-time payment | $17,852.00 | $14,309.80 |
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| US Dollar Protection | $20,000.00 | $20,000.00 |
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Guaranteed
Maturity Benefit | $20,000.00 | $20,000.00 |
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Guaranteed Earnings | $2,148.00 | $5,690.20 |
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Guaranteed Annual Rate of Return | 2.30% | 3.40% |
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Plus Accumulated Dividends*** at Maturity | $1,691 | $3,120 |
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Annual Rate of Return with accumulated dividends) *** | 3.97% | 4.91% |
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| *** | These amounts are based on the current dividend scale and dividend accumulation rate of 4.0% p.a., which are not guaranteed. It is also assumed that annual dividends are left with the company to accumulate up to maturity date. |
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Financial Products of BPI/MS and Ayala Life are not insured by the Philippine Deposit Insurance Corporation
and are not guaranteed by the Bank of the Philippine Islands. |
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