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| Provides you with insurance protection against loss, damage or liability brought about by accidents in connection with your ownership and use of your motor vehicle.
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| The following are the available coverages you can choose from:
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Compulsory Third Party Liability
(CTPL)
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| This provides you protection against liability resulting from the death or bodily injury of third parties arising from motor vehicle accidents due to your fault or negligence or of any driver you authorize to operate your insured vehicle. This coverage is required by law and is necessary when you are registering your vehicle with the Land Transportation Office.
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Voluntary Third Party Liability - Bodily Injury
(VTPL-BI)
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| This acts as a second layer to your Comprehensive Third Party Liability (CTPL) coverage and will cover any death or bodily injury claim that goes beyond the limits of your CTPL coverage.
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Voluntary Third Party Liability – Property Damage
(VTPL-PD)
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| This coverage protects you against third party liabilities that result to property damage in connection with the use or operation of your motor vehicle.
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Own Damage and Theft
(OD/Theft)
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| Protection against accidental loss or damage to your vehicle. The fair market value (FMV) is the basis for arriving at the estimate of the value to be used as the limit of the insurer's liability for the loss/damage cover.
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Unnamed Passenger Personal Accident
(UPPA)
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| This is a special rider you can add to your Express Auto Insurance policy that can provide indemnity for accidental death, disablement, and medical expenses to any occupant/s while they are riding in, boarding in, or alighting out of your insured motor vehicle. This also includes the driver of the insured vehicle.
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| Extended Perils
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| This coverage can provide your vehicle with protection against losses brought about by occurrences which are not included in your standard motor policy like losses brought about by Acts of God, i.e. Flood, Typhoon Hurricane, Volcanic Eruption, & Earthquake
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| PLUS!
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| Get FREE EXPRESS ROADSIDE ASSISTANCE for every new or renewed Comprehensive Motor Car Insurance policy from BPI/MS.
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| FOR ALL BPI Family Savings Bank Mortgaged Accounts:
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| FREE TYPHOON and FLOOD coverage
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| FREE UNNAMED PASSENGER PERSONAL ACCIDENT (UPPA) for 5 PASSENGERS
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| FREE Reimbursement of AMBULANCE EXPENSE Up to P 5,000
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| FREE Reimbursement of TOWING EXPENSE up to P 1,500
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| FAQ
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| Back to Express Auto Insurance Main
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Financial Products of BPI/MS and Ayala Life are not insured by the Philippine Deposit Insurance Corporation
and are not guaranteed by the Bank of the Philippine Islands.
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