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| Frequently Asked Questions
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| 1.
| What is BPI/MS Comprehensive General Liability Insurance?
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| BPI/MS Comprehensive General Liability (CGL) Insurance provides you protection from possible legal liabilities arising out of accidents connected to the operation of your business.
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| 2.
| What expenses can be covered by BPI/MS CGL Insurance?
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| BPI/MS will give monetary compensation to cover expenses from legal liabilities due to :
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| Bodily injury of customers
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| Damage of other people's properties
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| Defense & litigation expenses
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| 3.
| What is the basic CGL coverage required in most cities/municipalities for the issuance of business licenses?
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| CGL- Premises Operations coverage will answer for liabilities incurred in connection with the ownership, maintenance and use of your business premises.
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| For instance, a customer injured by slipping on wet floor may hold the shop owner liable. CGL - Premises Operations insurance can cover expenses in handling such cases.
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| 4.
| What are the other CGL coverages that I can avail of?
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| You may avail of other CGL coverages suited to your specific needs.
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| Independent Contractor's Liability
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| | For contingent liability to other people caused by contractors working for you.
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| Contractual Liability
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| | For liabilities arising from operations you perform for another person or entity.
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| Tenants Legal Liability
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| | For liability of tenants in case leased office space/building catches fire or explodes.
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| Innkeeper's Liability
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| | For liability of hotel owners in safekeeping the deposited properties of guests.
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| Elevator Hazard
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| | For liabilities resulting from the ownership, maintenance and use of elevators
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| Garage Keeper's Liability
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| | For liabilities incurred by motor/car repair shops for vehicles under their custody for repair or storage.
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| 5.
| Where can I avail of the BPI/MS Comprehensive General Liability Insurance and other insurance products?
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| As proof of our commitment to serve you, we have made BPI/MS products and services available nationwide through our business partners and branch network.
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