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| BPI BALANCED FUND
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| INVESTMENT OBJECTIVE
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| The fund intends to achieve for its Participants investment returns derived from a diversified portfolio of equities and fixed-income instruments.
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| INVESTMENT POLICY
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| The Fund shall invest in a diversified portfolio of equities (common shares and convertible preferred shares) listed in the Philippine Stock Exchange, and high-grade marketable government and private securities.
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| DIVERSIFICATION POLICY
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| The aggregate investment in a single issue shall not exceed fifteen percent (15%) of the market value of the Fund, provided this limitation shall not apply to non-risk assets as defined by BSP.
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| METHOD OF ASSET VALUATION
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| Investments shall be valued daily based on the marked-to-market method for both equities and fixed-income securities. Under the marked-to-market valuation method, the prevailing market prices of the various securities are used as basis for determining the Net Asset Value of the Fund. As such, the NAV of the Fund is subject to periodic fluctuations. Over time, however, the medium-term to long-term investor should see a smoothening-out of the rate of return on his investment.
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| PRODUCT FEATURES
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| Base Currency:
| Philippine Peso
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| Minimum Initial Investment:
| P50,000.00
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| Minimum Transaction Amount:
| P10,000.00
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| Period after which transaction
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| cost/redemption fee is waived:
| 90 days
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| Trust Fee:
| 1.50% p.a.
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| Early Redemption Fee (within 90 days):
| 0.50% flat
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