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DECLARATION
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I certify that the information given by me is true and correct and that any material misrepresentation or
falsity therein shall be construed as an act to defraud BPI for which civil and/or criminal liability can
be pursued against me. I hereby authorize BPI to: (i) inquire about and investigate all the declared
information from whatever sources BPI may consider appropriate; (ii) use any contact details to
communicate to me for whatever purpose; (iii) disclose any information herein provided to any person or
entity. For this purpose, I agree to indemnify and hold BPI free and harmless from any and all claims,
liabilities, damages, suits or causes of action of whatever nature, now or hereafter arising from or in
connection with the foregoing authorization. Further, I agree that: (i) the application from and the
related documents submitted to BPI shall not be returned to me for whatever reason; (ii) in case of
disapproval of my application, BPI is under no obligation to provide me with the reason for such
decision; and (iii) BPI reserves the right to restrict the use of and/or terminate/cancel the card
without need of prior notice from BPI, if it is later determined that the information certified by me is
false. In the event that my application is approved, my use of the credit card shall be deemed my
acceptance/agreement with the terms and conditions governing the issuance and the use of the BPI
Express Credit Card as printed at the back of the card carrier which I will receive together with my
credit card. I accept liability for all changes to the principal card and supplementary cards.
Any alterations, amendments, exceptions, reservations or scrubblings made by me herein, in the BPI
Express Credit Card terms and conditions, as well as in the provisions contained in the Statement of
Account(SOA), Installment Plan contract, Charge Slip, other card documents, Suretyship Agreement and/or
such otherrelated instruments or documents, not approved in accordance with BPI's appropriate procedures,
shall not bevalid and binding.
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